Let's help
determine if fixed annuities
are right for you? Or if they should be variable...
By now you have decided on whether to get a deferred
or immediate
annuity. Those are the important first steps...
Now, let's look at what fixing does, and what it
means.
Simply put, this means that
the
insurance company
guarantees you a specific rate of interest through
the term of the annuity. This is similar to a bank offering a specific
rate on a CD. Same difference...
However, the fixed annuity can be fixed for a much
longer period of time. CD's have much shorter spans, such as
6 months or a year, etc.
What's nice about this is that your earnings can
be completely calculated out...
You can know right down to the penny how
much money you have at any time during the term...
Fixed
Overview
- Interest is fixed for the term
of the annuity.
- Always know how much
money
you have during the term.
- Can be fixed for a certain number
of years, or until death.
- Options depend if you make a one-time payment
or ongoing payments.
- You save on certain fees and
expenses
(a variable annuity has these).
Get
An Annuity Quote
You can fix
the interest on your annuity, or you can make it variable.
You can obtain a deferred
annuity which grows your funds to a large retirement nest
egg...
Or, you can acquire an immediate
annuity which brings you monthly guaranteed income on a
near immediate basis...
Get a good annuity
quote
- let us help guide you
through
the options to make the best choices for you!
Or, get a free consultation from a Certified
Financial Planner to go
over your plans to help you make the best decision for
your needs.
"You'll be glad
you did the right
thing!"
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from Fixed Annuities, to An Annuity is...
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from Fixed Annuities, to Annuities
Financial Planning