Deferred Annuity

A deferred annuity allows you to accumulate and grow your money for your future retirement.

Your money continues to grow without tax penalty until withdrawals start (after the age of 59 ½).

Ideally you would begin withdrawing funds during retirement, which puts you in a lower tax bracket. Thus you can earn more during the accumulation phase...

And enjoy more of your money during the payout phase...

A nice feature of this annuity is that there is no restriction on how much you can put in. (Currently there are limits with an IRA, 401k, 403b and some other retirement financial plans. -- Check with your tax advisor to stay up to date as regulations do change.)

There are some death benefits too (hate to talk about that, but must)...

Your beneficiaries would not have the cost nor delay of probate. And no taxes are paid until payouts begin (depending on the tax bracket).

As can be imagined, these annuities can provide additional income above and beyond any other pension, social security, etc.


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Deferring your annuity can allow a large reserve to grow until you are ready for retirement...

Or, if you are in need of immediate monthly income, in the near future, you should look at obtaining an immediate annuity...

Either way, our retirement specialist can help you with your specific needs and options. Think ahead. Plan for your carefree retirement...

Get a free annuity quote - let us help guide you through the options to make the best choices for you!


Or, get a free consultation from a Certified Financial Planner to go over your plans to help you make the



best decision for your needs. 

"You'll be glad you did the right thing."



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