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   <title> Annuities and Financial Planning Blog </title>
   <link>http://www.annuities-financial-planning.com/annuities-blog.html</link>
   <description>The Annuities and Financial Planning Blog keeps you up-to-date with all additions and changes to the Annuities-Financial-Planning.com Web site. Subscribe here.</description>
   <language>en-us</language>
   <category domain = "http://www.annuities-financial-planning.com/annuities-blog.html#">annuities</category>
   <pubDate>Mon, 06 Feb 2012 12:44:11 GMT</pubDate>
   <lastBuildDate>Mon, 06 Feb 2012 12:44:11 GMT</lastBuildDate>
   <copyright>annuities-financial-planning.com</copyright>
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    <title>Feb 6, Tips For Selecting The Right Insurance Carrier </title>
    <link>http://www.annuities-financial-planning.com/tips-for-selecting-the-right-insurance-carrier.html</link>
    <description>By Erik Braunitzer, and courtesy of Douglas Elliman Real Estate Company, brokers for NYC Rentals.  With the economy in a state of flux that does not seem</description>
    <pubDate>Mon, 06 Feb 2012 12:44:09 GMT</pubDate>
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    <title>Sep 12, Contribute to Annuities</title>
    <link>http://www.annuities-financial-planning.com/annuities.html</link>
    <description>Would you like to share your knowledge about annuities? Great, find out how you can submit your story or tip here.</description>
    <pubDate>Mon, 12 Sep 2011 19:15:20 GMT</pubDate>
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    <title>Feb 15, Opal Financial Groups</title>
    <link>http://www.annuities-financial-planning.com/opal-financial-groups.html</link>
    <description>Trust, Tax, and Estate Planning Forum  March 10, 2011  Princeton Club, NYC     As part of the Private Wealth Series, Opal’s Trust, Tax, and Estate Planning</description>
    <pubDate>Tue, 15 Feb 2011 20:02:25 GMT</pubDate>
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    <title>Feb 15, Living on Social Security</title>
    <link>http://www.annuities-financial-planning.com/living-on-social-security.html</link>
    <description>Our Economy and Social Security. We cannot rely on Social Security anymore. We need to take responsibility for ourselves.  It is apparent that sooner than</description>
    <pubDate>Tue, 15 Feb 2011 20:00:48 GMT</pubDate>
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    <title>Jan 30, Why the Financial Troubles?</title>
    <link>http://www.annuities-financial-planning.com/why-the-financial-troubles.html</link>
    <description>I am taking a finance management class, and the first two sentences in the book clearly explain why we are in financial crisis and recession with high</description>
    <pubDate>Sun, 30 Jan 2011 19:31:56 GMT</pubDate>
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    <title>Jan 18, There is Enough for Everyone</title>
    <link>http://www.annuities-financial-planning.com/there-is-enough-for-everyone.html</link>
    <description>I am taking a finance management class – the first two sentences in the book clearly explain why we are in financial crisis and recession with high inflation</description>
    <pubDate>Tue, 18 Jan 2011 18:22:38 GMT</pubDate>
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    <title>Jan 10, Financial Advising - Annuities-Financial-Planning</title>
    <link>http://www.annuities-financial-planning.com/financial-advising.html</link>
    <description>Get Financial Advising information. See what other people think are the best ways to...</description>
    <pubDate>Mon, 10 Jan 2011 00:10:23 GMT</pubDate>
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    <title>Jan 10, Financial Advising - Production is Key</title>
    <link>http://www.annuities-financial-planning.com/financial-advising-production-is-key.html</link>
    <description>I think that production is key to anything, especially in a financial advising scenario. By that I mean to produce and get things done; get things accomplished.</description>
    <pubDate>Mon, 10 Jan 2011 00:07:02 GMT</pubDate>
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    <title>Jan 10, Retirement Advice | Annuities-Financial-Planning</title>
    <link>http://www.annuities-financial-planning.com/retirement-advice.html</link>
    <description>Retirement Advice: What do you have to say about retirement? Is it all it's cracked up to be? What do you wish you knew before you retirement...</description>
    <pubDate>Mon, 10 Jan 2011 00:00:34 GMT</pubDate>
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    <title>Jan 9, Annuities Advice | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuities-advice.html</link>
    <description>Annuities Advice: What advice do you have about annuities? Is there anything to avoid? What would you have liked to have known before...</description>
    <pubDate>Sun, 09 Jan 2011 23:59:52 GMT</pubDate>
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    <title>Jan 9, Economic Advice - Annuities-Financial-Planning</title>
    <link>http://www.annuities-financial-planning.com/economic-advice.html</link>
    <description>What is the real problem with our economy today? What do you think the government should really do? Are we doomed or can we...</description>
    <pubDate>Sun, 09 Jan 2011 23:58:46 GMT</pubDate>
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    <title>Jan 9, Advice Forum | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/advice-forum.html</link>
    <description>Have advice on Financial Planning, our Economy, Annuities, or Retirement? What works? What doesn't? What do you wish you knew before...</description>
    <pubDate>Sun, 09 Jan 2011 23:57:33 GMT</pubDate>
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    <title>Dec 30, What's Exchange Have to Do With It?</title>
    <link>http://www.annuities-financial-planning.com/whats-exchange-have-to-do-with-it.html</link>
    <description>Exchange is the act of giving one thing in return for something else. We do this all day long. We buy something at the store and give money for goods.</description>
    <pubDate>Thu, 30 Dec 2010 06:08:29 GMT</pubDate>
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    <title>Dec 30, Our Economy Requires One-to-One Personal Effort</title>
    <link>http://www.annuities-financial-planning.com/our-economy-requires-onetoone-personal-effort.html</link>
    <description>Our economy is going to take a one-on-one personal individual effort to pull it off.  This requires everyone to get more active, and have a plan.  A big</description>
    <pubDate>Thu, 30 Dec 2010 03:40:40 GMT</pubDate>
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    <title>Dec 6, Is the Price Too High?</title>
    <link>http://www.annuities-financial-planning.com/is-the-price-too-high.html</link>
    <description>I think this has serious bearing on our economy. Is it all up to price? Or does quality count?   You be the judge. Here is an article from bestselling</description>
    <pubDate>Mon, 06 Dec 2010 01:06:43 GMT</pubDate>
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    <title>Dec 4, We Have Ways of Making you Interested...</title>
    <link>http://www.annuities-financial-planning.com/we-have-ways-of-making-you-interested.html</link>
    <description>This article has bearing on our economy and is an interesting read:  Sales Trainers may agree there is one and only one method of salesman training when</description>
    <pubDate>Sat, 04 Dec 2010 19:31:37 GMT</pubDate>
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    <title>Dec 4, Salesmen Have to Provide Good Products</title>
    <link>http://www.annuities-financial-planning.com/salesmen-have-to-provide-good-products.html</link>
    <description>For a salesperson to be effective, his or her company must possess the following hallmarks fundamental to the marketing cycle:  1.     The company needs</description>
    <pubDate>Sat, 04 Dec 2010 19:31:04 GMT</pubDate>
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    <title>Dec 4, Let People be Themselves</title>
    <link>http://www.annuities-financial-planning.com/let-people-be-themselves.html</link>
    <description>At first, or even second glance, the title of this blog probably makes no sense. What does letting people be themselves have anything to do with sales?</description>
    <pubDate>Sat, 04 Dec 2010 19:30:39 GMT</pubDate>
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    <title>Dec 4, Boosting Sales Will Boost Economy</title>
    <link>http://www.annuities-financial-planning.com/boosting-sales-will-boost-economy.html</link>
    <description>Why Sales?  This information is for everyone, not only for sales trainers to help in salesman training:   You  need to understand that you are the most</description>
    <pubDate>Sat, 04 Dec 2010 19:30:10 GMT</pubDate>
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    <title>Nov 12, Retirement Planning Calculators |
Annuities-Financial-Planning</title>
    <link>http://www.annuities-financial-planning.com/retirement-planning2.html</link>
    <description>What are the steps to take in your financial retirement planning ? - There are many. Make the right decisions: Here are some free calculators to help work out &amp;#8230;</description>
    <pubDate>Fri, 12 Nov 2010 19:53:23 GMT</pubDate>
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    <title>Nov 12, Retirement Calculator - For Your Annuities Financial
Planning</title>
    <link>http://www.annuities-financial-planning.com/retirement-calculator.html</link>
    <description>Do you know how much you will need when the time comes to retire? A retirement calculator will help you with your financial planning. There are several here to help you...</description>
    <pubDate>Fri, 12 Nov 2010 19:48:47 GMT</pubDate>
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    <title>Nov 12, Your Financial Planning Retirement</title>
    <link>http://www.annuities-financial-planning.com/financial-planning-retirement.html</link>
    <description>What are the steps to take in your financial planning retirement? - There are many. No doubt you have thought about some, of course. Here are some items to stimulate your thought process &amp;#8230;</description>
    <pubDate>Fri, 12 Nov 2010 19:24:47 GMT</pubDate>
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    <title>Nov 12, Retirement Planning - For Your Retirement Financial
Planning</title>
    <link>http://www.annuities-financial-planning.com/retirement-planning.html</link>
    <description>Retirement planning. Get information, tips and advice on how to make the most of...</description>
    <pubDate>Fri, 12 Nov 2010 18:59:40 GMT</pubDate>
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    <title>Sep 3, Get One of the Best Annuity Quotes | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity_quote_avi.html</link>
    <description>Get one of the best annuity quotes for guaranteed monthly income. Find out how much you can get and...</description>
    <pubDate>Fri, 03 Sep 2010 18:28:39 GMT</pubDate>
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    <title>Aug 28, Annuities and Retirement Financial Planning Advice</title>
    <link>http://www.annuities-financial-planning.com/index.html</link>
    <description>Get annuities &amp; retirement financial planning advice. Learn about 401k planning, use calculators, obtain finance &amp; retirement assistance. Get annuity quote and what’s more …</description>
    <pubDate>Sat, 28 Aug 2010 22:24:25 GMT</pubDate>
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    <title>Aug 28, Get One of the Best Annuity Quotes | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity_quote.html</link>
    <description>Get one of the best annuity quotes for guaranteed monthly income. Find out how much you can get and...</description>
    <pubDate>Sat, 28 Aug 2010 19:02:44 GMT</pubDate>
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    <title>Aug 28, Get One of the Best Annuity Quotes | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/avi_quote.html</link>
    <description>Get one of the best annuity quotes for guaranteed monthly income. Find out how much you can get and...</description>
    <pubDate>Sat, 28 Aug 2010 18:09:05 GMT</pubDate>
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    <title>Aug 19, Life Insurance Quote | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/life-insurance-quote.html</link>
    <description>Paying too much for your life insurance? Do you have the right policy for the coverage you want? Why choose an insurance advisor from... </description>
    <pubDate>Thu, 19 Aug 2010 22:14:44 GMT</pubDate>
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    <title>Aug 12, Annuity Due | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity-due.html</link>
    <description>An annuity due is one of two ways to receive your annuity payments. With this method your annuities pay out at the beginning of each period. Compare with ordinary annuity. Simply put ...</description>
    <pubDate>Thu, 12 Aug 2010 01:32:25 GMT</pubDate>
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    <title>Aug 12, Present Value Annuity Table | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/present-value-annuity-table.html</link>
    <description>Present Value Annuity Table: Calculate the present value of your annuities. A present value annuity table is presented for quick information. What's more...</description>
    <pubDate>Thu, 12 Aug 2010 01:17:42 GMT</pubDate>
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    <title>Aug 12, 401K Planning | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/401k-planning.html</link>
    <description>401k Planning: What do you need to know to make the most of your annual savings? How can you earn the most possible for your retirement financial planning? Here's how...</description>
    <pubDate>Thu, 12 Aug 2010 01:13:17 GMT</pubDate>
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    <title>Aug 12, 401K Benefits: Make The Most for Your Retirement</title>
    <link>http://www.annuities-financial-planning.com/401K-benefits.html</link>
    <description>401K Benefits: While there are benefits to the 401k, there are restrictions on how much can be put in, and when the funds can be withdrawn. Also...</description>
    <pubDate>Thu, 12 Aug 2010 01:09:25 GMT</pubDate>
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    <title>Aug 12, Annuity Calculator | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity-calculator.html</link>
    <description>Annuity Calculator: Want to know how to find the present value of your annuities? How much have you earned to date? How can you affect the final payout? Best of all&amp;#8230;</description>
    <pubDate>Thu, 12 Aug 2010 01:07:38 GMT</pubDate>
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    <title>Aug 12, Get a Free Financial Advisor Consultation | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/financial-advisor.html</link>
    <description>Speak to a Financial Advisor (A Certified Financial Planner) so that you can retire with financial freedom and....</description>
    <pubDate>Thu, 12 Aug 2010 01:03:22 GMT</pubDate>
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    <title>Aug 12, Retirement News Stories and Commentary | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity-news-stories.html</link>
    <description>Follow the latest Retirement news. Add your own news or comment on what's happening.</description>
    <pubDate>Thu, 12 Aug 2010 00:57:34 GMT</pubDate>
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    <title>Aug 12, What Are Annuities | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/what-are-annuities.html</link>
    <description>What Are Annuities? While trying to do the best for our future retirement, we are presented with a variety of investment options to chose from such...</description>
    <pubDate>Thu, 12 Aug 2010 00:46:16 GMT</pubDate>
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    <title>Aug 12, Understanding the Annuity | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity.html</link>
    <description>Annuity retirement financial planning: It you want to learn more about annuities so that you can benefit the most when you are ready, then you&amp;#8230;</description>
    <pubDate>Thu, 12 Aug 2010 00:46:15 GMT</pubDate>
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    <title>Aug 12, Variable Annuities | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/variable-annuities.html</link>
    <description>Variable annuities: The flip side to fixed annuities. Deciding on an immediate or deferred annuity is part of the battle. Next you should choose whether or...</description>
    <pubDate>Thu, 12 Aug 2010 00:31:02 GMT</pubDate>
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    <title>Aug 12, Fixed Annuities | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/fixed-annuities.html</link>
    <description>Fixed annuities: After you decide on an immediate or deferred annuity you get to make the challenging decision of whether to fix it or not. Most importantly...</description>
    <pubDate>Thu, 12 Aug 2010 00:30:37 GMT</pubDate>
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    <title>Aug 12, Immediate Annuity | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/immediate-annuity.html</link>
    <description>Immediate Annuity: Visualize a regular flow of checks coming to your mailbox starting next month. Some programs can start that soon but first...</description>
    <pubDate>Thu, 12 Aug 2010 00:30:08 GMT</pubDate>
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    <title>Aug 12, Deferred Annuity: For Your Retirement Financial Planning</title>
    <link>http://www.annuities-financial-planning.com/deferred-annuity.html</link>
    <description>A deferred annuity can be just the thing for you to see the fruits of your labor grow into a large retirement nest egg except you need to know...</description>
    <pubDate>Thu, 12 Aug 2010 00:29:41 GMT</pubDate>
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    <title>Aug 12, Annuity Definition| Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity-definition.html</link>
    <description>Annuities defined.</description>
    <pubDate>Thu, 12 Aug 2010 00:29:12 GMT</pubDate>
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    <title>Aug 10, Immediate Annuity Calculator | Annuities-Financial-Planning</title>
    <link>http://www.annuities-financial-planning.com/immediate-annuity-calculator.html</link>
    <description>Immediate Annuity Calculator: Find the present value. How much have you earned to date? How can you affect the final payout? How can you increase the monthly payments? Best of all…  </description>
    <pubDate>Tue, 10 Aug 2010 20:14:37 GMT</pubDate>
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    <title>Aug 2, is your 401k now a 201k?</title>
    <link>http://www.annuities-financial-planning.com/is-your-401k-now-a-201k.html</link>
    <description>I read a report in US News that over 2 TRILLION dollars have been lost within retirement plans. How many built in a 30-40% market decline and are still</description>
    <pubDate>Mon, 02 Aug 2010 17:17:37 GMT</pubDate>
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    <title>Jul 31, Your Financial Planning Needs | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/financial-planning-needs.html</link>
    <description>What are your financial planning needs? Is your retirement secure or...</description>
    <pubDate>Sat, 31 Jul 2010 16:44:04 GMT</pubDate>
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    <title>Jul 22, IRA Withdrawal | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/ira-withdrawal.html</link>
    <description>IRA Withdrawal: What are the rules to withdraw from your IRA? See the IRS...</description>
    <pubDate>Thu, 22 Jul 2010 01:11:37 GMT</pubDate>
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    <title>Jul 22, 401K Calculator | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/401k-calculator.html</link>
    <description>401K Calculator: The 401K can be a free tool for your retirement if you know...</description>
    <pubDate>Thu, 22 Jul 2010 01:11:36 GMT</pubDate>
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    <title>Jul 22, Sell Annuity | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/sell-annuity.html</link>
    <description>Sell Annuity: Is it possible to sell some or all of your settlement payments? There are some specific companies designed for this purpose but you need to know...</description>
    <pubDate>Thu, 22 Jul 2010 01:11:33 GMT</pubDate>
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    <title>Jul 22, Financial Agents | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/financial-agents.html</link>
    <description>Financial Agents: Would you like to receive fresh requests from consumers who are looking for free annuity quotes or speak to a certified financial planner?</description>
    <pubDate>Thu, 22 Jul 2010 01:11:31 GMT</pubDate>
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    <title>Jul 22, Annuity Value | Annuities-Financial-Planning.com</title>
    <link>http://www.annuities-financial-planning.com/annuity-value.html</link>
    <description>Annuity Value: Find out what the present or future value of your annuities are. Defintions, examples, and other information. What's more...</description>
    <pubDate>Thu, 22 Jul 2010 01:02:59 GMT</pubDate>
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